Apr 1, 2021 | Blog - Cheryl Constantino
Do you feel like you spent the last year gripping the steering wheel and waiting to see what would happen? You aren’t alone. Still, as we collectively look ahead and the chaos wanes, bits of good news are emerging. In the investing world, 2020 was a year of records...
Mar 1, 2021 | Blog - Cheryl Constantino
Required minimum distributions take on added urgency as you approach (and reach) age 72, with specific rules and tax implications. Seventy-two is an important age milestone for those in or near retirement, as it marks the time when required minimum distributions...
Feb 1, 2021 | Blog - Cheryl Constantino
Seven age milestones that will impact your retirement planning? As you travel the savings road toward retirement and beyond, certain key dates will pop up. Some of these dates are critically important to your retirement planning efforts. Taking the right retirement...
Dec 1, 2020 | Blog - Cheryl Constantino
The Roth 401(k) resembles the Roth IRA in that contributions are made with after-tax dollars and qualified withdrawals can be made tax free. But, as the name implies, it also is subject to many of the rules affecting traditional 401(k) plans. If your employer offers a...
Nov 1, 2020 | Blog - Cheryl Constantino
“Market timing” is the strategy of trying to predict when stock prices will rise and fall and attempting to buy low and sell high. While this seems to make sense in theory, it’s extremely difficult to pull off successfully. Trying to time the market may mean missing...
Oct 1, 2020 | Blog - Cheryl Constantino
This article describes five common investment pitfalls — and how you might avoid them. Only about 23% of American workers say they are “very confident” they will have enough money to live comfortably throughout retirement. 1 To help reduce such uncertainty in your...
