Sep 1, 2020 | Blog - Cheryl Constantino
A budget is a tool for allocating your income; budgeting can be helpful in meeting short and long-term goals Get started by determining after-tax income and how income can be allocated Track spending and savings on an ongoing basis to determine if you are within your...
Aug 5, 2020 | Blog - Cheryl Constantino
No matter how many times some myths are debunked, we may still believe them. For example, cracking your knuckles causes arthritis (still possibly annoying but not true), humans swallow eight spiders a year in their sleep (gross and thankfully not true) and twinkies...
Jun 1, 2020 | Blog - Cheryl Constantino
When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type – and the potential return associated with your retirement portfolio – can help you determine whether your investments are...
May 1, 2020 | Blog - Cheryl Constantino
Your retirement plan may offer you several options for managing your retirement plan assets when you change jobs or retire. Understanding these choices will help you narrow down your choices. Your Options Following are the options that may be available to you. Note...
Apr 1, 2020 | Blog - Cheryl Constantino
Our everyday lives have changed dramatically over the last few weeks as we work together to minimize the impact of the COVID-19 pandemic. We know these efforts are necessary, but they also have come at a cost. Global economic growth has been slowing, the US economy...
Jan 30, 2020 | Blog - Cheryl Constantino
The term “Fiduciary” has received a lot of attention lately. Certified Financial Planners (CFPs) act as fiduciaries, Registered Investment Advisors (RIAs) such as The Wealth Consulting Group work under the fiduciary standard, but what does the term really mean? A...
